Freedom mortgage loss draft

Create an online account to manage your security, to make payments, view my loan summary, join in paperless declarations, usage our secured message center and more. 8/1- The package was received and signed for for Freedom Mortgage Loss Draft Department XXXX I called the Loss Draft Dep for an update.

Freedom mortgage loss draft. The process will be simple for some mortgage companies. You bring in a copy of your loss and a copy of the contract for the work from your contractor, and the company signs off on the check. This is the ideal situation. You may need a final invoice from the contractor in some circumstances.

To submit the Mortgage Assistance Application via email: Title the subject line with the first and last name of the homeowner (s). Provide the loan number and current contact information in the body of the email. Attach the completed Mortgage Assistance Application Package. Send the email to [email protected].

We would like to show you a description here but the site won't allow us.Freedom Mortgage's customer service contact info has been verified by the ComplaintsBoard team. We made sure it's all legit and accurate, so you can trust it! 👌 ... According to the instructions from the Loss Draft Department, the loss of our damages is less than $40, 000.00. Since the loss of our damages is less than $40, 000.00, I am ...If you are experiencing a problem with your mortgage company’s services, try contacting the company first. If you cannot resolve the issue with your lender, file a complaint with the Consumer Financial Protection Bureau (CFPB). Examples of common mortgage complaints include: Applying for a mortgage. Receiving loan estimates and …ESIS Claims Specialist, WC. Chubb. Honolulu, HI. $71,500 - $115,000 a year. Full-time. Obtains releases, proofs of loss or compensation agreements and issues company drafts in payments for claims. With 70 years of experience, and offerings in both…. Posted.Supposing your get or property has sustained no damages and you have decided to submit a claim to your Insurance Company, your gain plan payments will be made payable go you and Mortgage Center. Whenever you receive a loss draft claim check, please contact us at 800-353-4449 so that we may explore the loss outline asserts process with you ... We'll answer your questions and work with you, step by step, to make buying or refinancing your home easy and hassle-free. We'll also keep an eye on rates and let you know when you can lower your mortgage payments or get cash from your home's equity. We are proud to support Veterans, service members, and their families with our charitable work. Many Struggling Homeowners Not Getting The Mortgage Relief U.S. Promised Millions of homeowners who've lost their incomes qualify to defer payments. But many say lenders have demanding unfair terms such as massive subsequent cluster sum payments that they can't afford.

Are you in the market for buying a new solar energy system? Click here to learn about Freedom Forever costs, financing, and customer reviews. Expert Advice On Improving Your Home V...Trapped by Freedom Mortgage. A few months ago Freedom Mortgage bought up my loan, and I've had nothing but trouble with them since: • After purchasing my loan my automatic payments were stopped (per the old company they are not allowed to share bank information), making my first payment late. • FM sent me notification that they had acquired ...Image Caption: Dovenmuehle Mortgage. With the new Loss Draft Notifications feature, borrowers with pending loss draft claims receive in-app notifications for each claim filed and can access basic information on their claim, as well as updates on individual disbursements for each claim. On the client side, the Loss Draft Notification feature ...If the insurance loss draft or check is payable to the Servicer Servicer Primary Person servicing the Mortgage Loan, including the originator, seller, or a third party., the Servicer Servicer Primary Person servicing the Mortgage Loan, including the originator, seller, or a third party. is authorized to endorse the draft or check and apply the proceeds in …We would like to show you a description here but the site won't allow us.Know about mortgage loans and mortgage servicing rights. What to expect according your pawn petition. Learn more concerning the mortgage loan process. About the Eagle Lens download. We monitor rates furthermore entsenden you alerts as you may be able to save ... Download aforementioned Freedom Mortgage app. ...

Section 5 of the current Fannie Mae and Freddie Mac standard mortgage agreements, which are being retired in December 2022 (changes to the insurance provisions of the new mortgage agreement will be addressed in a future article), contains the obligations of the borrower and the lender regarding the use of loss draft funds.Mortgage professional with extensive mortgage servicing experience, both reverse mortgages and conventional loans, with a focus in FHA insured products and guidelines, and an emphasis in default ...Freedom Mortgage review: Loan loss draft department 1 K. Architect of the watch. Katie Helm of Angler, US. Jul 01, 2021 12:16 pm EDT. Review updated: Dec 02, 2021. Features examination. This review was chosen algorithmically as which most valued customer feedback.Customers in FEMA-declared disaster areas, who have been impacted by a recent natural disaster: Depending on your loan type and the nature of your hardship, we have a number of ways to help. Please call us at 855-690-5900. Some possible ways we can help, depending on your circumstances, are: A temporary reduction or suspension of payments.Freedom Mortgage Company Stats. As of April 2022. Industry Banking and Financial Services Founded 1990 Headquarters ... Why The Patriots Circled Back At Quarterback To Draft Joe Milton III.

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I Paid RoundPoint Mortgage Servicing LLC. Via RoundPoint Online or Phone: If you submitted a payment to us online or by phone, please allow 1 business day for the amount to reflect on your account. Please note: It could take up to 3 business days for the funds to be withdrawn from your bank account. Via Check: If you mailed a payment to us ...29983_LD_Monitored Claim Procedure Packet_13_20200521_485950[781] - Free download as PDF File (.pdf), Text File (.txt) or read online for free. This document provides instructions to Jaime Tolentino regarding processing an insurance claim check for property damages. It notes that if damages exceed $20,000, the funds will be held in …Mortgage Assistance Forms. Application for Assistance. Profit-and-Loss Worksheet. Contribution Income Form. IRS Form 4506T. Consent to Obtain Tax Return Information Form. Property Damage. Loss Draft Instruction Letter. Request for Contractor Taxpayer Identification Number and Certification.offices can delay loss draft claim process. All claim materials/information/checks should be sent to South Carolina. Contact Insurance Services first by calling 866-222-8118 Within 48 hours of informing Insurance Services of loss, Homeowner will be sent a claim package that details next steps and required documentation.January 3, 2024. Navigating the loss draft department can feel like a disorienting journey through an sszunfamiliar labyrinth. You're holding that insurance check after facing down property damage, eager to start repairs and find some semblance of your pre-damage routine. Yet, instead of a smooth path ahead, it feels more like you're caught ...

Dovenmuehle Mortgage, Inc. (Dovenmuehle), a leading mortgage subservicing company, announced today that it has released two new features that provide transparency and improve communication through the company's borrower-facing web and mobile applications. ... With the new Loss Draft Notifications feature, borrowers with pending loss draft ...Mr. Cooper is simply a new brand name for Nationstar Mortgage LLC. Nationstar Mortgage LLC is doing business as Nationstar Mortgage LLC d/b/a Mr. Cooper. Mr. Cooper is a s ervice mark of Nationstar Mortgage LLC. ... Attn: Loss Drafts Attn: Loss Drafts . PO Box 6501 One Assurant Wa y : Springfield, OH 45501-6501 Springfield, OH 45505 . New York ...Freedom Mortgage's customer service contact info has been verified by the ComplaintsBoard team. We made sure it's all legit and accurate, so you can trust it! 👌 ... According to the instructions from the Loss Draft Department, the loss of our damages is less than $40, 000.00. Since the loss of our damages is less than $40, 000.00, I am ...While you work directly with your insurance provider, our team is here to help you with every step in the insurance claim process. You can reach our Loss Draft Department at 866-825-9302 for assistance. You can also submit these documents to us at www.insuranceclaimcheck.com or fax them to 866-411-8857.Get started today by getting a personalized evaluation of your home loan options from Freedom Mortgage. 877-220-5533. Contact Us. 855-690-5900; Contact our Customer Care team. Experiencing financial difficulties? We're here to help you. Account. Log In; New Customers; Pay My Mortgage; Register My Account; COVID 19 Information ...RoundPoint Mortgage Loss Draft is a service provided by RoundPoint Mortgage Servicing Corporation, a mortgage servicing company. It is specifically designed to assist homeowners in the event of an insurance claim and ensures that the necessary steps are taken for the proper disbursement and endorsement of insurance loss proceeds.A lawsuit that Freedom Mortgage filed against LoanCare more than half a decade ago is finally getting its day in a New Jersey federal court. The case, which is being heard throughout the month of July, centers on Freedom's claims that negligent practices of its subservicer in the years spanning from 2010 to 2016 resulted in the lender losing ...Loss Draft Specialist II at Proctor Loan Protector Clinton Township, MI. Connect Alexander Walbrandt AVP, Underwriter at XPT Specialty ... VP of Operations at Freedom Mortgage.Please call 855-690-5900 to make a payment. Team members are available Monday through Friday, 8 AM to 8 PM, Eastern Time, as well as Saturday, 9 AM to 2 PM, Eastern Time. To make a same-day online payment, you must submit your payment by 10:59pm ET. All payments submitted after 10:59pm ET will post on the next payment posting date.Fort Myers, FL - United States Attorney Maria Chapa Lopez announces that Compu-Link Corporation (Celink) has agreed to a civil settlement that will pay $4.25 million to the United States to resolve allegations that it violated the False Claims Act in connection with its participation in a federally insured Home Equity Conversion Mortgage (HECM) or "reverse mortgage" program.Loss draft department. Mortgage Enterprise. View. Search. Search Near. Login. Search. Categories Nearly us Consumer FAQ Business FAQ. FAQ. ... Loss design department. Freedom Mortgage review: Loss draft department 1 M. Author of the review. Marilyn Garcia of Buckeye, US. Feb 23, 2023 8:49 pm EST. Verified customer This lodge was posted by a ...Freedom received a score of 585 out of 1,000 in J.D. Power's 2023 U.S. Mortgage Servicer Satisfaction Study. The industry average for servicing is 601. (A mortgage servicer handles loan payments ...

While you work directly with your insurance provider, our team is here to help you with every step in the insurance claim process. You can reach our Loss Draft Department at 866-825-9302 for assistance. You can also submit these documents to us at www.insuranceclaimcheck.com or fax them to 866-411-8857.

Freedom Mortgage. Remote in Marlton, NJ 08053. The Coordinator, Document is responsible for obtaining, performing a comprehensive review, filing and updating the system for various documents. ... Celink is searching for a Loss Draft Representative with experience in customer service, mortgage servicing and loss draft claims.Bonds have somehow managed to outpace even the stock market's bearish losses. This may be a foreboding sign for mortgage rates. With bond losses outpacing stocks, higher mortgage r...Feb 24, 2010 2:23 pm EST. When my fiance' was off going to be off work for 6 months for spinal surgery, we contacted Freedom mortgage since we knew we would be having problems making the mortgage payment. 2 years later, a loan modification finally went through. On the original papers, our payment was to be reduced to $1100, from $1400.Evernote is great, but it's not exactly the most minimal, easy to use app on iOS. That said, you can use Drafts, another app in the App Store, to do a lot more with Evernote. Evern...Cancelling Escrow - Freedom Mortgage. Bought a house a few months ago and my lender sold the Mortgage to Freedom Mortage. When applying for the Conventional Loan I was told that I could always cancel the escrow account later but banks typically require one setup for the taxes, insurance, and PMI. I'm at the point where I would like to just pay ... What is Loss Draft? When it comes to any damage to your home, knowing what to do and where to begin can be overwhelming. Fortunately, Carrington is here to help. Our loss draft video is full of information to answer any questions you may have. Read More. Call us: 855-690-5900. Monday to Friday, 8 a.m. to 8 p.m. Eastern Time. Saturday, 9 a.m. to 2 p.m. Eastern Time. Login to your account to send your questions using our secured Message Center. Web Content Viewer. Find answers to your questions about mortgage loan transfers, payments, escrow accounts, insurance loss draft payments, tax forms ...ESIS Claims Specialist, WC. Chubb. Honolulu, HI. $71,500 - $115,000 a year. Full-time. Obtains releases, proofs of loss or compensation agreements and issues company drafts in payments for claims. With 70 years of experience, and offerings in both…. Posted.Interested in one of our mortgage products or want to learn more? Just reach out and say hi. 877-846-4968 Monday - Friday: 8:00 AM - 8:00 PM EST. Saturday: 10:00 AM - 2:00 PM EST. Sunday: 10:00 AM - 2:00 PM EST. Email Support [email protected] EXISTING CUSTOMERS Have a question about your current loan or payments? ...We would like to show you a description here but the site won't allow us.

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The mortgage company requires them to include them on the repair check. Lenders must be fully informed of any insurance payments made on their properties. They desire to be on the check to ensure that this occurs. However, the presence of two names on the check complicates matters for you, the homeowner.7 reviews of FREEDOM MORTGAGE "Freedom mortgage has to be the worst mortgage company around. They bugged me last year to refinance my home. Saving would have been negligible. ... The service in the loss Draft department is horrible! They really need to revamp their practices. Helpful 1. Helpful 2. Thanks 1. Thanks 2. Love this 0. Love this 1 ...Grow your business with the Freedom Mortgage Wholesale Division. As a Freedom Mortgage Wholesale broker or non-delegated correspondent, you will have access to a top wholesale lender* with the support of a team of industry veterans, a comprehensive product menu and intuitive technology. *Inside Mortgage Finance, Jan - Jun 2023.Apply for mortgage assistance with us. Register for disaster assistance with federal, state, and local agencies. (This assistance may cover expenses that your insurance company doesn't.) ... Loss draft (claim) check issued - If the check is sent to you, visit www.insuranceclaimcheck.com or call our Loss Draft Department at 866-825-9302 for ...A W9 is needed for all banks when the loan is in... 4. Claim payment document from insurance company, needed before first draw. 5. Claim estimate from insurance company, needed before first draw. 6. Document signed by borrower, needed before first draw (except for Freedom loans) 7. Tax document needed to make check payable to third party.These prevention initiatives included loss mitigation. Loss mitigation is the process of trying to protect homeowners and mortgage owners from foreclosure. It might refer to any one of several strategies that could be employed to get and keep homeowners current on their mortgage payments and in their homes.Consumer complaints and reviews about Freedom Mortgage. Loss create department. Mortgage Enterprise. Menu. Search. Search Close. ... File a complaint. CB. Mortgage Companies. Freedom Mortgage. Loss rough specialty. Right Mortgage overview: Loss draft department. M. Author of the review. Marilyn Garcia of Buckeye, US. Feb 23, 2023 8:49 pm EST.Homeowners pay property taxes to local governments to help cover the cost of community services. Learn more about calculating real estate taxes with our guide. Managing your mortgage well can save you money, protect your property, and help you build great credit. Read through our many tips for managing your mortgage.Consumer complaints and reviews about Freedom Borrowed. Loan loss draft services. Mortgage Companies. Menu. Hunt. Search Close. Get. Seek. Categories Concerning us ... Latitude Mortgage. Loan loss draft department. Freedom Mortgage review: Loan loss draft services. K. Author of who review. Katie Helm on Fishers, US. Month 01, 2021 12:16 pm EDT ... ….

Interested in one of our mortgage products or want to learn more? Just reach out and say hi. 877-846-4968 Monday - Friday: 8:00 AM - 8:00 PM EST. Saturday: 10:00 AM - 2:00 PM EST. Sunday: 10:00 AM - 2:00 PM EST. Email Support [email protected] EXISTING CUSTOMERS Have a question about your current loan or payments? ...Type Homes Loans, Inc. Newrez Loss Draft Department (NYSE: NRZ; "New Residential" or the "Organization") reported today that it finished the recently declared securing of Caliber Homes Loans, Inc. ("Type"), a main mortgage originator and servicer. The exchange was first reported on April 14, 2022.We would like to show you a description here but the site won’t allow us.Get Started. *Freedom Mortgage will meet a competing lender's rate—or you'll receive $250. **Your purchase mortgage closes on time—or you'll get up to $1,000. ***Savings are through Homebuyer Privileges, an exclusive Genworth Mortgage Insurance program. Up to $7,500 savings on home furnishings, moving services, and more.Research items related to tax penalties, tax and insurance matters, loss draft claims and/or escalated client issues. Perform various functions on mortgage servicing system, …Consumer complaints also book about Freedom Pawn. Rental total draft department. Mortgage Firms. Menu. Scan. Seek Close. Login. Search. Categories About us ... Debt Companies. Freedom Mortgage. Loan loss draft department. Latitude Mortgage review: Loan loss create department 1 K. Author of the review. Katie Helm of Fishers, US. Jul …Freedom Mortgage Attention: Loss Draft Department PO Box 5053 Troy, MI 48007-5053: Freedom Mortgage Attention: Loss Draft Department 700 Tower Drive, Suite 400 Troy, MI 48098: Why does Freedom Mortgage disburse some claim funds incrementally?To create a new account select Register Now from the Login page. You will need your ten-digit loan number to set up your account the first time, which can be located on your monthly mortgage statement or Welcome Letter. If you have trouble logging on, please contact our Customer Care representatives at 855-690-5900.Mail: Attention: Loss Draft Department MS1180 Fax: 1 Corporate Drive, Suite 360 1-847-574-7617 Lake Zurich, IL 60047-8945 Remember that the Loss Draft Department is here to help you during regular business hours, Monday through Friday. IMPORTANT INFORMATION Delinquent Account: An account is considered delinquent for the purposes Freedom mortgage loss draft, Valon Mortgage, Inc. Loss Draft Department PO Box 29416 Phoenix, AZ 85038. Valon Mortgage, Inc. 827 West Grove Avenue Mesa, AZ 85210: Questions? Give us a call at 833-888-6810, or email us at [email protected]. Sample Insurance Claim Packet.pdf. 60 KB Download. Have more questions? Submit a request., If you require guidance or assistance in filing the hazard insurance claim, you may also contact PHH's Insurance Loss Draft Department at (888) 882-1815, Monday - Friday 8:00 a.m. - 9:00 p.m. ET and Saturday 8:00 a.m. - 5:00p.m. ET. Q: I just received an insurance claim check made payable to both myself and PHH., The mortgage company is Freedom Mortgage. They ... draft petition included with it. That usually ... I need a lawyer that is familiar with mortgage company loss., The home lending online is suing LoanCare for negligence on how she managed loans from 2012 on 2016., FIDELITY FREEDOM® 2065 FUND CLASS K- Performance charts including intraday, historical charts and prices and keydata. Indices Commodities Currencies Stocks, We would like to show you a description here but the site won't allow us., Family-founded, and operating since 1990, Freedom Mortgage helps millions of Americans buy and refinance their homes—a key step toward achieving financial stability and success. We're one of the nation's top mortgage lenders, because we are dedicated to expanding homeownership, including first-time homebuyers, as well as U.S Veterans and ... , I newly met with a couple who houses was partially blown away in one tornado a year ago. I'll call they Master. press Mrs. Garcia. Mr. and Mrs. Garencia did, Consumer complaints and reviews with Freedom Mortgage. Loan hurt draft department. Mortgage Our. Menu. Search. Search Close. Registering. Search. Categories About us ... Debt Firms. Freedom Mortgage. Credits loss draft department. Liberty Mortgage review: Loan loss draft department 1 K. Writer of the review. Katie Helm of Fishers, US. Jul 01 ..., Freedom Mortgage review: Loan loss draft department. KELVIN. Author of the review. Katie Helm of Fishers, US. Jul 01, 2021 12:16 pm EDT. Review updated: Dec 02, 2021. ... Our recieved the color how and first thing monday june 14th we overnighted our financial restrain toward the loss draft dept while briefed. With that hours we were told since ..., European Union lawmakers who are drawing up rules for applying artificial intelligence are considering fines of up to 4% of global annual turnover (or €20M, if greater) for a set o..., Inside Mortgage Finance named us the #1 VA lender in the nation from January to September 2020. Our commitment to service members and their spouses is unparalleled. 30 Years and Growing. Family-founded and operated since 1990. We keep growing, winning, and achieving new milestones, thanks to our extended family - Freedom Mortgage team members., Customer service. (Includes an automated response at any time) Phone: 1-800-848-9136. We accept operator relay calls. Customer Service in Spanish: 1-855-280-4198. Representatives are available: Monday - Friday: 8 AM - 8 PM ET. Saturday: 9 AM - 6 PM ET. Sunday: Closed., LoanDepot.com, LLC c/o PLP Loss Draft Department has 1 locations, ... Loan Depot is the mortgage provider on my home, this property had a fire 6/23/22. 1/20/23 I requested a draw for construction ..., Loss Claim Checks Phone Number: 800-243-4482. Claim documents regular mailing address: Victorian Finance Loss Draft Dept. P.O. Box 6501. Springfield, OH 45501-6501., Call us: 855-690-5900. Monday to Friday, 8 a.m. to 8 p.m. Eastern Time. Saturday, 9 a.m. to 2 p.m. Eastern Time. Login to your account to send your questions using our secured Message Center. Web Content Viewer. Find answers to your questions about mortgage loan transfers, payments, escrow accounts, insurance loss draft payments, tax forms ..., Bank hurt draft department. Freedom Mortgage review: Loan loss drafted services 1 KELVIN. Writer of aforementioned study. Katie Steerage of Fishers, US. Jul 01, 2021 12:16 pm EDT. Review updated: Dec 02, 2021. Feature review. Which examination was elective algorithmically as that most valued customer feedback., My home flooded in June and I have been working with the loss Draft department to get the work done. Freedom Mortgage has had my check for an entire month. Even after sending them an overnight... Read more on Yelp . Ned P. 10/24/2023 Potential Customers PLEASE READ !! Freedom Mortgage is a customer service NIGHTMARE., To create a new account select Register Now from the Login page. You will need your ten-digit loan number to set up your account the first time, which can be located on your monthly mortgage statement or Welcome Letter. If you have trouble logging on, please contact our Customer Care representatives at 855-690-5900. , Refinance your mortgage. Call 877-220-5533. You might lower your rate and payment by refinancing your home! With a Conventional loan, you can get a competitive interest rate when you have good credit and income. You can avoid paying for private mortgage insurance if your home equity is 20% or more, too. Use the calculator below to estimate how ... , KeyBank Customer Service. 1-800-KEY2YOU ® (539-2968) For clients using a TDD/TTY device: 1-800-539-8336. Monday to Friday 8:30 a.m.-8 00 p.m. ET. Pay in a Branch. Visit a branch to make your payment and it will be effective the same day. It may take up to 5 days to see your payment reflected in your account. ACH Form., The Loss Draft Process. The check will need to be mailed to your institution. State insurance regulations and investor guidelines control the release of claim funds paid …, We would like to show you a description here but the site won't allow us., Apr 12, 2024 · Freedom Mortgage reviews first appeared on Complaints Board on Sep 17, 2008. The latest review The worst was posted on Apr 9, 2024. The latest complaint getting a loan was resolved on Dec 24, 2014. Freedom Mortgage has an average consumer rating of 1 stars from 143 reviews. Freedom Mortgage has resolved 7 complaints. , ESIS Claims Specialist, WC. Chubb. Honolulu, HI. $71,500 - $115,000 a year. Full-time. Obtains releases, proofs of loss or compensation agreements and issues company drafts in payments for claims. With 70 years of experience, and offerings in both…. Posted., Loan loss draft department. Mortgage Firms. Menu. Search. Seek Close. Login. Search. Categories About us Users FAQ Business FAQ. FAQ. Consumer FAQ General ... Freedom Mortgage. Loan loss create department. Freedom Security review: Loan loss draft department 1 THOUSAND. Author of the review. Katie Helms of Anglers, US. Jul 01, 2021 12:16 pm EDT ..., Turn may 26th our main had a flood that we had to declare through insurance. We recieved the check from insurance go friday june 11th and called freedom mortgage to find out where aforementioned process was. We recieved the paper work and first thing mondtag june 14th our overnighted our insurance check to the loss draft dept as instructed., Freedom Mortgage review: Loan loss draft department 1 KILOBYTE. Author of the review. Kathy Helm in Fishers, US. Jul 01, 2021 12:16 pm EDT. Review updated: Dec 02, 2021. Featured review. ... We recieved the check from insurance on friday june 11th and called ..., accrued interest, and advances on the mortgage loan. If your mortgage loan is 31 days or more delinquent at the time of the loss event and your claim is less than or equal to $5,000, then funds may be released in a single disbursement. If your mortgage loan is 31 days or more delinquent at the time of the loss event and your claim is, If your home or property has sustained any damages and you have decided to submit a claim to your Insurance Company, your loss draft payments will be made payable to you and Mortgage Center. When you receive a loss draft claim check, please contact us at 800-353-4449 so that we may discuss the loss draft claims process with you. Please review ..., The AmeriHome Story. At AmeriHome, we offer a path for growth with a variety of entry-level to management mortgage career opportunities in an environment where you have easy access to leadership and mentoring relationships. You'll have an outlet to spark your creative juices and to reinvent processes and procedures., Proctor Loan Protector | 1,466 followers on LinkedIn. Insurance products and service solutions that result in the protection of our mortgage servicing clients. | Our lender-placed insurance ..., To submit the Mortgage Assistance Application via email: Title the subject line with the first and last name of the homeowner (s). Provide the loan number and current contact information in the body of the email. Attach the completed Mortgage Assistance Application Package. Send the email to [email protected].